/* =========================================================
   Fintattva — Premium Design System
   Logo colors — Primary: #004888 | Secondary: #F06020
   ========================================================= */

:root {
  --primary: #004888;
  --primary-dark: #003462;
  --primary-light: #477BA9;
  --secondary: #F06020;
  --secondary-dark: #C54F1A;
  --accent: #F5986E;
  --accent-soft: #FBD2C1;
  --bg: #F8FAFC;
  --bg-alt: #EEF3F8;
  --text: #1E293B;
  --text-muted: #64748B;
  --white: #FFFFFF;
  --border: rgba(0, 72, 136, 0.08);
  --shadow-sm: 0 4px 16px rgba(0, 72, 136, 0.06);
  --shadow-md: 0 12px 32px rgba(0, 72, 136, 0.1);
  --shadow-lg: 0 24px 48px rgba(0, 72, 136, 0.14);
  --radius: 20px;
  --radius-sm: 12px;
  --radius-pill: 999px;
  --glass-bg: rgba(255, 255, 255, 0.72);
  --glass-border: rgba(255, 255, 255, 0.55);
  --transition: 0.35s cubic-bezier(0.22, 1, 0.36, 1);
  --font: "Poppins", system-ui, -apple-system, sans-serif;
  --nav-height: 76px;
}

/* ---------- Reset & Base ---------- */
*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: var(--nav-height);
}

body {
  margin: 0;
  font-family: var(--font);
  font-size: 1rem;
  line-height: 1.65;
  color: var(--text);
  background-color: var(--bg);
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  padding-top: var(--nav-height);
}

img,
svg {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: var(--primary);
  text-decoration: none;
  transition: color var(--transition);
}

a:hover {
  color: var(--secondary);
}

h1, h2, h3, h4, h5, h6 {
  font-weight: 700;
  line-height: 1.25;
  color: var(--text);
  margin-bottom: 0.75rem;
}

p {
  color: var(--text-muted);
}

.skip-link {
  position: absolute;
  top: -100px;
  left: 1rem;
  z-index: 10000;
  background: var(--primary);
  color: var(--white);
  padding: 0.75rem 1.25rem;
  border-radius: var(--radius-sm);
  font-weight: 600;
}

.skip-link:focus {
  top: 1rem;
  color: var(--white);
}

.text-secondary-brand {
  color: var(--secondary) !important;
}

/* ---------- Animated Gradient Background ---------- */
.bg-gradient-animated {
  position: fixed;
  inset: 0;
  z-index: -2;
  background:
    radial-gradient(ellipse 80% 50% at 10% -10%, rgba(0, 72, 136, 0.12), transparent 50%),
    radial-gradient(ellipse 60% 40% at 90% 10%, rgba(240, 96, 32, 0.1), transparent 45%),
    radial-gradient(ellipse 50% 40% at 50% 100%, rgba(255, 200, 87, 0.08), transparent 50%),
    var(--bg);
  animation: gradientShift 18s ease-in-out infinite alternate;
  pointer-events: none;
}

@keyframes gradientShift {
  0% { filter: hue-rotate(0deg); }
  100% { filter: hue-rotate(12deg); }
}

/* ---------- Glassmorphism ---------- */
.glass-card {
  background: var(--glass-bg);
  backdrop-filter: blur(18px);
  -webkit-backdrop-filter: blur(18px);
  border: 1px solid var(--glass-border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}

.glass-card:hover {
  box-shadow: var(--shadow-md);
  border-color: rgba(240, 96, 32, 0.25);
}

/* ---------- Buttons ---------- */
.btn {
  font-family: var(--font);
  font-weight: 600;
  border-radius: var(--radius-pill);
  padding: 0.7rem 1.6rem;
  transition: transform var(--transition), box-shadow var(--transition), background var(--transition), color var(--transition), border-color var(--transition);
  position: relative;
  overflow: hidden;
}

.btn-primary {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
  border: none;
  color: var(--white);
  box-shadow: 0 8px 24px rgba(0, 72, 136, 0.28);
}

.btn-primary:hover,
.btn-primary:focus {
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
  color: var(--white);
  transform: translateY(-2px);
  box-shadow: 0 12px 28px rgba(0, 72, 136, 0.35);
}

.btn-outline-primary {
  color: var(--primary);
  border: 2px solid var(--primary);
  background: transparent;
}

.btn-outline-primary:hover,
.btn-outline-primary:focus {
  background: var(--primary);
  color: var(--white);
  transform: translateY(-2px);
}

.btn-quote {
  padding: 0.55rem 1.35rem;
  font-size: 0.9rem;
}

.btn-link {
  color: var(--primary);
  font-weight: 600;
  text-decoration: none;
}

.btn-link:hover {
  color: var(--secondary);
}

/* Ripple effect */
.btn-ripple .ripple {
  position: absolute;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.4);
  transform: scale(0);
  animation: rippleAnim 0.6s linear;
  pointer-events: none;
}

@keyframes rippleAnim {
  to {
    transform: scale(4);
    opacity: 0;
  }
}

/* ---------- Navbar ---------- */
.ft-navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  width: 100%;
  background: rgba(248, 250, 252, 0.85);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid transparent;
  padding-top: 0.85rem;
  padding-bottom: 0.85rem;
  transition: background var(--transition), box-shadow var(--transition), border-color var(--transition), padding var(--transition);
  z-index: 1050;
}

.ft-navbar.scrolled {
  background: rgba(255, 255, 255, 0.92);
  box-shadow: var(--shadow-sm);
  border-bottom-color: var(--border);
  padding-top: 0.55rem;
  padding-bottom: 0.55rem;
}

.ft-navbar .navbar-brand {
  display: flex;
  align-items: center;
}

.brand-logo {
  height: 52px;
  width: auto;
  max-width: 200px;
  object-fit: contain;
}

.ft-navbar .nav-link {
  color: var(--text);
  font-weight: 500;
  font-size: 0.95rem;
  padding: 0.5rem 0.85rem !important;
  border-radius: var(--radius-sm);
  transition: color var(--transition), background var(--transition);
  white-space: nowrap;
}

@media (min-width: 992px) and (max-width: 1199.98px) {
  .ft-nav-menu .nav-link {
    font-size: 0.88rem;
    padding: 0.45rem 0.6rem !important;
  }
}

.ft-navbar .nav-link:hover,
.ft-navbar .nav-link:focus,
.ft-navbar .nav-link.active {
  color: var(--primary);
  background: rgba(0, 72, 136, 0.06);
}

.glass-dropdown {
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(16px);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  box-shadow: var(--shadow-md);
  padding: 0.5rem;
  margin-top: 0.5rem !important;
}

.glass-dropdown .dropdown-item {
  border-radius: 8px;
  padding: 0.65rem 1rem;
  font-weight: 500;
  color: var(--text);
}

.glass-dropdown .dropdown-item:hover,
.glass-dropdown .dropdown-item:focus {
  background: rgba(240, 96, 32, 0.1);
  color: var(--primary);
}

/* ---------- Insurance mega menu ---------- */
.mega-menu {
  padding: 1.5rem;
}

.mega-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.5rem;
}

.mega-title {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--primary);
  padding-bottom: 0.6rem;
  margin-bottom: 0.5rem;
  border-bottom: 1px solid var(--border);
}

.mega-title i {
  color: var(--secondary);
  font-size: 1rem;
}

.mega-title:hover,
.mega-title:focus {
  color: var(--secondary-dark);
}

.mega-list {
  margin: 0;
}

.mega-menu .dropdown-item {
  border-radius: 8px;
  padding: 0.45rem 0.6rem;
  font-size: 0.86rem;
  font-weight: 500;
  color: var(--text);
  white-space: normal;
}

.mega-menu .dropdown-item:hover,
.mega-menu .dropdown-item:focus {
  background: rgba(240, 96, 32, 0.1);
  color: var(--primary);
}

.mega-footer {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
  margin-top: 1.25rem;
  padding-top: 1rem;
  border-top: 1px solid var(--border);
  font-size: 0.85rem;
  color: var(--text-muted);
}

/* Desktop: three-column panel centred under the Insurance link */
@media (min-width: 992px) {
  .mega-menu {
    width: min(820px, calc(100vw - 3rem));
    left: 50%;
    transform: translateX(-50%);
  }

  .mega-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
}

/* Mobile: flatten into the collapsed navbar */
@media (max-width: 991.98px) {
  .mega-menu {
    width: 100%;
    padding: 0.5rem 0 0;
    background: transparent;
    border: none;
    box-shadow: none;
    backdrop-filter: none;
    -webkit-backdrop-filter: none;
    max-height: 65vh;
    overflow-y: auto;
  }

  .mega-footer {
    margin-bottom: 0.5rem;
  }
}

.navbar-toggler {
  border: none;
  box-shadow: none !important;
}

/* ---------- Sections ---------- */
.section {
  padding: 5.5rem 0;
  position: relative;
}

.section-header {
  margin-bottom: 3rem;
  max-width: 640px;
  margin-left: auto;
  margin-right: auto;
}

.section-badge {
  display: inline-block;
  background: rgba(240, 96, 32, 0.12);
  color: var(--secondary-dark);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  padding: 0.35rem 0.9rem;
  border-radius: var(--radius-pill);
  margin-bottom: 0.85rem;
}

.section-header h2 {
  font-size: clamp(1.75rem, 3vw, 2.35rem);
  margin-bottom: 0.75rem;
}

.section-lead {
  font-size: 1.05rem;
  margin-bottom: 0;
}

/* ---------- Hero Banner Slider ---------- */
.hero-section {
  position: relative;
  padding: 0;
  overflow: hidden;
}

.hero-banner {
  min-height: calc(100vh - var(--nav-height));
}

.hero-slider {
  position: relative;
  width: 100%;
  min-height: inherit;
  background: #003462;
}

.hero-slides {
  position: absolute;
  inset: 0;
}

.hero-slide {
  position: absolute;
  inset: 0;
  opacity: 0;
  z-index: 0;
  transition: opacity 0.9s ease-in-out;
  pointer-events: none;
}

.hero-slide.is-active {
  opacity: 1;
  z-index: 1;
}

.hero-slide img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  display: block;
  transform: scale(1.04);
  transition: transform 6s ease-out;
  will-change: transform, opacity;
}

.hero-slide.is-active img {
  transform: scale(1);
}

.hero-overlay {
  position: relative;
  z-index: 2;
  min-height: inherit;
  display: flex;
  align-items: center;
  padding: 5rem 0 6.5rem;
  background:
    linear-gradient(105deg, rgba(0, 40, 75, 0.88) 0%, rgba(0, 52, 98, 0.72) 42%, rgba(0, 52, 98, 0.28) 72%, rgba(0, 52, 98, 0.12) 100%);
}

.hero-banner .hero-content {
  max-width: 620px;
}

.hero-banner .hero-eyebrow {
  display: inline-block;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--accent);
  background: rgba(255, 200, 87, 0.16);
  padding: 0.4rem 1rem;
  border-radius: var(--radius-pill);
  margin-bottom: 1.25rem;
}

.hero-banner .hero-title {
  font-size: clamp(2.2rem, 5vw, 3.5rem);
  font-weight: 800;
  color: var(--white);
  letter-spacing: -0.02em;
  margin-bottom: 1.15rem;
  text-shadow: 0 8px 28px rgba(0, 0, 0, 0.25);
}

.hero-banner .hero-subtitle {
  font-size: clamp(1.05rem, 2vw, 1.25rem);
  color: rgba(255, 255, 255, 0.88);
  max-width: 520px;
  margin-bottom: 1.75rem;
}

.hero-banner .btn-outline-light {
  border: 2px solid rgba(255, 255, 255, 0.85);
  color: var(--white);
  background: transparent;
}

.hero-banner .btn-outline-light:hover,
.hero-banner .btn-outline-light:focus {
  background: var(--white);
  color: var(--primary);
  border-color: var(--white);
}

.hero-controls {
  position: absolute;
  left: 50%;
  bottom: 1.5rem;
  transform: translateX(-50%);
  z-index: 3;
  display: flex;
  align-items: center;
  gap: 0.85rem;
}

.hero-nav-btn {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, 0.35);
  background: rgba(255, 255, 255, 0.12);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  backdrop-filter: blur(8px);
  transition: background var(--transition), transform var(--transition);
}

.hero-nav-btn:hover,
.hero-nav-btn:focus {
  background: rgba(255, 255, 255, 0.28);
  transform: scale(1.05);
}

.hero-dots {
  display: flex;
  gap: 0.5rem;
}

.hero-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  border: none;
  padding: 0;
  background: rgba(255, 255, 255, 0.4);
  cursor: pointer;
  transition: background var(--transition), transform var(--transition);
}

.hero-dot.active {
  background: var(--accent);
  transform: scale(1.25);
}

@media (prefers-reduced-motion: reduce) {
  .hero-slide,
  .hero-slide img {
    transition: none;
  }
}

/* ---------- Why Choose ---------- */
.why-section {
  position: relative;
  isolation: isolate;
  padding-top: 5.5rem;
  padding-bottom: 5.5rem;
  background-color: var(--primary-dark);
  background-image: url("../images/banner-3-2.jpg");
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  color: var(--white);
}

.why-section-overlay {
  position: absolute;
  inset: 0;
  z-index: 0;
  background:
    linear-gradient(180deg, rgba(0, 40, 75, 0.82) 0%, rgba(0, 52, 98, 0.78) 45%, rgba(0, 40, 75, 0.88) 100%);
  pointer-events: none;
}

.why-section-inner {
  position: relative;
  z-index: 1;
}

.why-header {
  margin-bottom: 2.75rem;
}

.why-eyebrow {
  color: rgba(255, 255, 255, 0.88);
  font-size: 0.95rem;
  font-weight: 500;
  letter-spacing: 0.04em;
  margin-bottom: 0.65rem;
}

.why-header h2 {
  color: var(--white);
  font-size: clamp(1.85rem, 3.5vw, 2.6rem);
  margin-bottom: 0;
}

.why-glass-card {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  display: block;
  height: 100%;
  min-height: 300px;
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.18);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  color: var(--white);
  box-shadow: 0 12px 32px rgba(0, 0, 0, 0.18);
  transition: transform var(--transition), border-color var(--transition), box-shadow var(--transition);
}

.why-glass-card:hover,
.why-glass-card:focus-visible {
  color: var(--white);
  transform: translateY(-8px);
  border-color: var(--secondary);
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.28);
}

/* Bar-chart fill: vertical bars rise from bottom in descending stagger */
.why-bars {
  position: absolute;
  inset: 0;
  z-index: 0;
  display: flex;
  align-items: flex-end;
  pointer-events: none;
}

.why-fill {
  flex: 1 1 0;
  height: 100%;
  background: rgba(240, 96, 32, 0.72);
  transform: scaleY(0);
  transform-origin: bottom center;
  transition: transform 1.15s cubic-bezier(0.22, 1, 0.36, 1);
  will-change: transform;
}

/* Descending order: leftmost rises first, then each next bar follows */
.why-fill-1 { transition-delay: 0s; }
.why-fill-2 { transition-delay: 0.14s; }
.why-fill-3 { transition-delay: 0.28s; }
.why-fill-4 { transition-delay: 0.42s; }
.why-fill-5 { transition-delay: 0.56s; }

.why-glass-card:hover .why-fill,
.why-glass-card:focus-visible .why-fill {
  transform: scaleY(1);
}

/* Reverse stagger when leaving hover so bars fall smoothly left → right */
.why-glass-card:not(:hover):not(:focus-visible) .why-fill-1 { transition-delay: 0.56s; }
.why-glass-card:not(:hover):not(:focus-visible) .why-fill-2 { transition-delay: 0.42s; }
.why-glass-card:not(:hover):not(:focus-visible) .why-fill-3 { transition-delay: 0.28s; }
.why-glass-card:not(:hover):not(:focus-visible) .why-fill-4 { transition-delay: 0.14s; }
.why-glass-card:not(:hover):not(:focus-visible) .why-fill-5 { transition-delay: 0s; }

.why-card-body {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  height: 100%;
  padding: 2.1rem 1.6rem 1.75rem;
}

.why-glass-step {
  position: absolute;
  top: 1rem;
  right: 1.2rem;
  font-size: 2.2rem;
  font-weight: 800;
  line-height: 1;
  color: rgba(255, 255, 255, 0.16);
  transition: color var(--transition);
}

.why-glass-card:hover .why-glass-step {
  color: rgba(255, 255, 255, 0.35);
}

.why-glass-icon {
  font-size: 2.35rem;
  line-height: 1;
  margin-bottom: 1.15rem;
  color: var(--white);
  transition: transform var(--transition);
}

.why-glass-card:hover .why-glass-icon {
  transform: translateY(-4px);
}

.why-glass-card h3 {
  color: var(--white);
  font-size: 1.2rem;
  font-weight: 700;
  margin-bottom: 0.85rem;
}

.why-glass-line {
  display: block;
  width: 42px;
  height: 1px;
  background: rgba(255, 255, 255, 0.55);
  margin: 0 auto 1rem;
  transition: width var(--transition), background var(--transition);
}

.why-glass-card:hover .why-glass-line {
  width: 72px;
  background: rgba(255, 255, 255, 0.85);
}

.why-glass-text {
  display: block;
  color: rgba(255, 255, 255, 0.88);
  font-size: 0.92rem;
  line-height: 1.55;
  margin-bottom: 1.25rem;
  max-width: 18rem;
}

.why-glass-arrow {
  margin-top: auto;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 1.05rem;
  color: rgba(255, 255, 255, 0.92);
  transition: transform var(--transition), background var(--transition);
}

.why-glass-card:hover .why-glass-arrow {
  background: rgba(255, 255, 255, 0.18);
  transform: translate(2px, -2px);
}

@media (prefers-reduced-motion: reduce) {
  .why-fill {
    transition: none;
  }
}

.feature-card {
  padding: 1.75rem 1.5rem;
  text-align: center;
  height: 100%;
}

.feature-card:hover {
  transform: translateY(-8px);
}

.feature-icon {
  width: 64px;
  height: 64px;
  margin: 0 auto 1.25rem;
  border-radius: 18px;
  background: linear-gradient(135deg, rgba(0, 72, 136, 0.1), rgba(240, 96, 32, 0.15));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  color: var(--primary);
  transition: transform var(--transition), background var(--transition);
}

.feature-card:hover .feature-icon {
  transform: scale(1.08) rotate(-4deg);
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  color: var(--white);
}

.feature-card h3 {
  font-size: 1.1rem;
  margin-bottom: 0.6rem;
}

.feature-card p {
  font-size: 0.92rem;
  margin-bottom: 0;
}

/* ---------- Categories / Insurance Services (light offer cards) ---------- */
.categories-section {
  background:
    linear-gradient(180deg, var(--white) 0%, var(--bg) 100%);
  color: var(--text);
}

.categories-title {
  font-size: clamp(1.75rem, 3.2vw, 2.4rem);
  color: var(--text);
  margin-bottom: 0;
}

.categories-intro {
  color: var(--text-muted);
  font-size: 1.02rem;
  line-height: 1.65;
}

.service-offer-card {
  display: flex;
  flex-direction: column;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 18px;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}

.service-offer-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(240, 96, 32, 0.28);
}

.service-offer-media {
  position: relative;
  aspect-ratio: 16 / 10;
  overflow: hidden;
  background: var(--bg-alt);
}

.service-offer-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.6s cubic-bezier(0.22, 1, 0.36, 1);
}

.service-offer-card:hover .service-offer-media img {
  transform: scale(1.06);
}

.service-offer-tag {
  position: absolute;
  left: 1rem;
  bottom: 1rem;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.4rem 0.85rem;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.95);
  color: var(--primary);
  font-size: 0.82rem;
  font-weight: 700;
  box-shadow: 0 6px 16px rgba(0, 0, 0, 0.12);
}

.service-offer-tag i {
  color: var(--secondary);
}

.service-offer-body {
  display: flex;
  flex-direction: column;
  flex: 1;
  padding: 1.5rem 1.4rem 1.5rem;
}

.service-offer-body h3 {
  font-size: 1.25rem;
  color: var(--primary);
  margin-bottom: 0.9rem;
}

.service-offer-list {
  list-style: none;
  padding: 0;
  margin: 0 0 1.35rem;
  flex: 1;
}

.service-offer-list li {
  position: relative;
  padding-left: 1.15rem;
  margin-bottom: 0.55rem;
  color: var(--text-muted);
  font-size: 0.94rem;
}

.service-offer-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.55em;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--secondary);
}

.service-offer-body .btn {
  align-self: flex-start;
}

.category-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 1.75rem 1rem;
  height: 100%;
  color: inherit;
  text-decoration: none;
}

.category-card:hover {
  transform: translateY(-10px) scale(1.02);
  color: inherit;
  box-shadow: var(--shadow-lg);
  border-color: rgba(240, 96, 32, 0.35);
}

.category-icon {
  width: 72px;
  height: 72px;
  border-radius: 20px;
  background: var(--white);
  box-shadow: var(--shadow-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.75rem;
  color: var(--primary);
  margin-bottom: 1rem;
  transition: transform var(--transition), background var(--transition), color var(--transition);
}

.category-card:hover .category-icon {
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  color: var(--white);
  transform: scale(1.1);
}

.category-card h3 {
  font-size: 1rem;
  margin-bottom: 0.35rem;
}

.category-card p {
  font-size: 0.8rem;
  margin-bottom: 0;
}

.category-card.is-static {
  cursor: default;
  pointer-events: auto;
}

/* ---------- Pricing / Comparison ---------- */
.pricing-card {
  padding: 2rem 1.75rem;
  position: relative;
  text-align: center;
}

.pricing-card:hover {
  transform: translateY(-8px);
}

.pricing-card.featured {
  background: linear-gradient(160deg, rgba(0, 72, 136, 0.95), rgba(0, 52, 98, 0.98));
  border-color: transparent;
  color: var(--white);
  transform: scale(1.03);
  box-shadow: var(--shadow-lg);
}

.pricing-card.featured:hover {
  transform: scale(1.05) translateY(-6px);
}

.pricing-card.featured h3,
.pricing-card.featured .pricing-price,
.pricing-card.featured .pricing-features li,
.pricing-card.featured .pricing-tag {
  color: var(--white);
}

.pricing-card.featured .pricing-features .bi-check2 {
  color: var(--accent);
}

.pricing-badge {
  position: absolute;
  top: -12px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--accent);
  color: var(--text);
  font-size: 0.75rem;
  font-weight: 700;
  padding: 0.3rem 0.9rem;
  border-radius: var(--radius-pill);
  white-space: nowrap;
}

.pricing-header h3 {
  font-size: 1.35rem;
  margin-bottom: 0.25rem;
}

.pricing-tag {
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-bottom: 1.25rem;
}

.pricing-price {
  margin-bottom: 1.5rem;
  color: var(--primary);
}

.pricing-price .currency {
  font-size: 1.25rem;
  font-weight: 600;
  vertical-align: top;
}

.pricing-price .amount {
  font-size: 2.75rem;
  font-weight: 800;
  line-height: 1;
}

.pricing-price .period {
  font-size: 0.9rem;
  color: var(--text-muted);
  font-weight: 500;
}

.pricing-card.featured .period {
  color: rgba(255, 255, 255, 0.7);
}

.pricing-features {
  text-align: left;
  margin-bottom: 1.75rem;
}

.pricing-features li {
  display: flex;
  align-items: flex-start;
  gap: 0.6rem;
  padding: 0.45rem 0;
  font-size: 0.92rem;
  color: var(--text);
}

.pricing-features .bi-check2 {
  color: var(--secondary);
  font-weight: 700;
  margin-top: 0.15rem;
}

.pricing-features .bi-x {
  color: #CBD5E1;
  margin-top: 0.15rem;
}

.pricing-card.featured .btn-primary {
  background: var(--accent);
  color: var(--text);
  box-shadow: 0 8px 20px rgba(255, 200, 87, 0.35);
}

.pricing-card.featured .btn-primary:hover {
  background: var(--accent-soft);
  color: var(--text);
}

.pricing-disclaimer {
  font-size: 0.8rem;
  color: var(--text-muted);
}

/* ---------- Testimonials ---------- */
.reviews-section {
  position: relative;
  background:
    radial-gradient(ellipse 70% 50% at 10% 20%, rgba(0, 72, 136, 0.05), transparent 55%),
    radial-gradient(ellipse 50% 40% at 90% 80%, rgba(240, 96, 32, 0.05), transparent 50%),
    var(--bg);
  overflow: hidden;
}

.reviews-visual {
  position: relative;
  max-width: 540px;
  margin: 0 auto;
  padding-right: 1.5rem;
  padding-top: 1.5rem;
}

.reviews-photo {
  border-radius: 8px;
  overflow: hidden;
  aspect-ratio: 5 / 4;
  box-shadow: var(--shadow-md);
  background: var(--bg-alt);
}

.reviews-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 25%;
}

.reviews-badge {
  position: absolute;
  top: 0;
  right: 0;
  width: clamp(150px, 34vw, 190px);
  height: clamp(150px, 34vw, 190px);
  border-radius: 50%;
  background: var(--secondary);
  color: var(--white);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 1.4rem 1rem 1rem;
  box-shadow: 0 16px 36px rgba(240, 96, 32, 0.35);
  z-index: 2;
}

.reviews-badge::before {
  content: "";
  position: absolute;
  inset: 10px;
  border-radius: 50%;
  border: 1.5px dashed rgba(255, 255, 255, 0.75);
  pointer-events: none;
}

.reviews-badge-icon {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--white);
  color: var(--secondary);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 0.95rem;
  margin-bottom: 0.55rem;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.12);
}

.reviews-badge p {
  margin: 0;
  color: var(--white);
  font-size: 0.82rem;
  font-weight: 600;
  line-height: 1.35;
  max-width: 8.5rem;
  position: relative;
  z-index: 1;
}

.reviews-badge strong {
  font-weight: 800;
}

.reviews-badge-wave {
  display: block;
  width: 36px;
  height: 8px;
  margin-top: 0.55rem;
  background:
    radial-gradient(circle at 4px 4px, transparent 3px, var(--white) 3.5px, var(--white) 4.5px, transparent 5px) 0 0 / 12px 8px repeat-x;
  opacity: 0.9;
  position: relative;
  z-index: 1;
}

.reviews-content {
  max-width: 520px;
  margin-left: auto;
}

.reviews-eyebrow {
  color: var(--secondary);
  font-weight: 600;
  font-size: 1rem;
  margin-bottom: 0.65rem;
}

.reviews-content h2 {
  font-size: clamp(1.7rem, 3vw, 2.35rem);
  color: var(--text);
  margin-bottom: 1.5rem;
  line-height: 1.25;
}

.testimonial-slider {
  position: relative;
  overflow: hidden;
  max-width: none;
  margin: 0;
}

.testimonial-track {
  display: flex;
  gap: 1.5rem;
  transition: transform 0.5s cubic-bezier(0.22, 1, 0.36, 1);
  will-change: transform;
}

.testimonial-card {
  flex: 0 0 100%;
  min-width: 0;
  padding: 1.75rem 1.6rem 1.4rem;
  border-radius: 22px;
  background: rgba(0, 72, 136, 0.08);
  border: 1px solid rgba(0, 72, 136, 0.06);
  box-shadow: none;
}

.testimonial-head {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  margin-bottom: 1.15rem;
}

.avatar {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.9rem;
  flex-shrink: 0;
}

.testimonial-head cite {
  font-style: normal;
  font-weight: 700;
  color: var(--primary);
  display: block;
  font-size: 1.05rem;
}

.testimonial-head span {
  font-size: 0.88rem;
  color: var(--text-muted);
}

.testimonial-card blockquote {
  position: relative;
  margin: 0 0 1.35rem;
  padding: 0.35rem 0.35rem 0.15rem;
}

.testimonial-card blockquote p {
  font-size: 1rem;
  color: var(--primary);
  font-style: normal;
  margin: 0;
  line-height: 1.65;
}

.quote-mark {
  position: absolute;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 2.4rem;
  line-height: 1;
  color: var(--primary);
  opacity: 0.85;
  font-weight: 700;
}

.quote-open {
  top: -0.45rem;
  left: -0.15rem;
}

.quote-close {
  right: 0;
  bottom: -0.85rem;
}

.testimonial-rating-box {
  background: var(--white);
  border-radius: 14px;
  padding: 0.95rem 1.15rem;
  box-shadow: var(--shadow-sm);
}

.testimonial-rating-box strong {
  display: block;
  color: var(--primary);
  font-size: 1rem;
  margin-bottom: 0.35rem;
}

.stars {
  color: var(--primary);
  letter-spacing: 0.12em;
  font-size: 0.95rem;
  margin-bottom: 0;
}

.testimonial-controls {
  display: flex;
  align-items: center;
  justify-content: flex-start;
  gap: 1rem;
  margin-top: 1.35rem;
}

.slider-btn {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 1px solid var(--border);
  background: var(--white);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: background var(--transition), color var(--transition), transform var(--transition);
}

.slider-btn:hover,
.slider-btn:focus {
  background: var(--primary);
  color: var(--white);
  transform: scale(1.05);
}

.slider-dots {
  display: flex;
  gap: 0.5rem;
}

.slider-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  border: none;
  background: #CBD5E1;
  cursor: pointer;
  padding: 0;
  transition: background var(--transition), transform var(--transition);
}

.slider-dot.active {
  background: var(--secondary);
  transform: scale(1.2);
}

@media (max-width: 991.98px) {
  .reviews-content {
    margin-left: 0;
    max-width: none;
  }

  .reviews-visual {
    padding-right: 1rem;
    max-width: 480px;
  }
}

@media (max-width: 575.98px) {
  .reviews-badge {
    width: 132px;
    height: 132px;
    padding: 1rem 0.7rem 0.8rem;
  }

  .reviews-badge p {
    font-size: 0.72rem;
    max-width: 6.8rem;
  }

  .reviews-badge-icon {
    width: 28px;
    height: 28px;
    font-size: 0.8rem;
  }
}

/* ---------- Stats ---------- */
.stats-section {
  padding-top: 2rem;
  padding-bottom: 2rem;
}

.stats-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.5rem;
  padding: 2.5rem 2rem;
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 55%, #0D5C52 100%);
  border: none;
  text-align: center;
}

@media (min-width: 768px) {
  .stats-grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
  }
}

.stat-number {
  font-size: clamp(2.5rem, 5vw, 3.5rem);
  font-weight: 800;
  color: var(--white);
  line-height: 1.1;
  margin-bottom: 0.35rem;
}

.stat-item p {
  color: rgba(255, 255, 255, 0.85);
  font-weight: 500;
  margin: 0;
  font-size: 1rem;
}

/* ---------- FAQ Accordion ---------- */
.glass-accordion .accordion-item {
  background: var(--glass-bg);
  backdrop-filter: blur(12px);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm) !important;
  margin-bottom: 0.85rem;
  overflow: hidden;
}

.glass-accordion .accordion-button {
  font-family: var(--font);
  font-weight: 600;
  font-size: 1rem;
  color: var(--text);
  background: transparent;
  box-shadow: none !important;
  padding: 1.15rem 1.25rem;
}

.glass-accordion .accordion-button:not(.collapsed) {
  color: var(--primary);
  background: rgba(0, 72, 136, 0.04);
}

.glass-accordion .accordion-button::after {
  background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%230F4C81'%3e%3cpath fill-rule='evenodd' d='M1.646 4.646a.5.5 0 0 1 .708 0L8 10.293l5.646-5.647a.5.5 0 0 1 .708.708l-6 6a.5.5 0 0 1-.708 0l-6-6a.5.5 0 0 1 0-.708z'/%3e%3c/svg%3e");
}

.glass-accordion .accordion-body {
  padding: 0 1.25rem 1.25rem;
  color: var(--text-muted);
}

/* ---------- Contact ---------- */
.contact-info {
  padding: 2.25rem;
}

.contact-info h2 {
  font-size: 1.85rem;
}

.contact-brand-name {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 0.25rem;
}

.contact-list {
  margin-top: 1.5rem;
}

.contact-list li {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  margin-bottom: 1.35rem;
}

.contact-list i {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: rgba(0, 72, 136, 0.08);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-list .label {
  display: block;
  font-size: 0.8rem;
  color: var(--text-muted);
  font-weight: 500;
}

.contact-list a,
.contact-list span:not(.label) {
  color: var(--text);
  font-weight: 600;
}

.contact-hours {
  margin-top: 0.5rem;
  padding-top: 1.35rem;
  border-top: 1px solid var(--border);
}

.contact-hours h3 {
  font-size: 1.1rem;
  color: var(--primary);
  margin-bottom: 0.9rem;
}

.contact-hours li {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: 0.55rem;
  font-size: 0.94rem;
}

.contact-hours li span {
  color: var(--text-muted);
}

.contact-hours li strong {
  color: var(--text);
  font-weight: 600;
  text-align: right;
}

.contact-form {
  padding: 2.25rem;
}

.contact-form-lead {
  color: var(--text-muted);
  margin-bottom: 1.35rem;
}

.contact-cta-section {
  padding-top: 0;
}

.contact-cta {
  padding: 2.5rem 2rem;
  max-width: 860px;
  margin: 0 auto;
}

.contact-cta h2 {
  font-size: clamp(1.45rem, 2.8vw, 1.9rem);
  color: var(--primary);
  margin-bottom: 0.85rem;
}

.contact-cta p {
  color: var(--text-muted);
  max-width: 42rem;
  margin: 0 auto 1.5rem;
}

.form-label {
  font-weight: 500;
  font-size: 0.9rem;
  color: var(--text);
}

.required {
  color: #E74C3C;
}

.form-control,
.form-select {
  border-radius: var(--radius-sm);
  border: 1px solid var(--border);
  padding: 0.75rem 1rem;
  font-family: var(--font);
  background: rgba(255, 255, 255, 0.9);
  transition: border-color var(--transition), box-shadow var(--transition);
}

.form-control:focus,
.form-select:focus {
  border-color: var(--secondary);
  box-shadow: 0 0 0 3px rgba(240, 96, 32, 0.15);
}

.form-status {
  font-size: 0.9rem;
  font-weight: 500;
  min-height: 1.4em;
}

.form-status.success {
  color: var(--secondary-dark);
}

.form-status.error {
  color: #DC2626;
}

/* ---------- Footer ---------- */
.site-footer {
  position: relative;
  isolation: isolate;
  background-color: #00284B;
  background-image:
    url("../icons/world-map-dots.svg"),
    linear-gradient(180deg, #003462 0%, #00284B 100%);
  background-position: center 45%, center;
  background-repeat: no-repeat;
  background-size: 1100px auto, cover;
  color: rgba(255, 255, 255, 0.85);
  padding: 4.5rem 0 2rem;
  margin-top: 2rem;
}

.site-footer::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  background: rgba(0, 40, 75, 0.78);
  pointer-events: none;
}

.site-footer > .container {
  position: relative;
  z-index: 1;
}

@media (max-width: 767.98px) {
  .site-footer {
    background-position: center 35%, center;
    background-size: 760px auto, cover;
  }
}

.site-footer .footer-brand img {
  height: 48px;
  width: auto;
  max-width: 180px;
  object-fit: contain;
}

.footer-about {
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.95rem;
  max-width: 320px;
}

.footer-title {
  color: var(--white);
  font-size: 1rem;
  margin-bottom: 1.15rem;
}

.footer-links li {
  margin-bottom: 0.55rem;
}

.footer-links a {
  color: var(--white);
  font-size: 0.92rem;
}

.footer-links a:hover {
  color: var(--accent-soft);
}

.social-icons {
  display: flex;
  gap: 0.75rem;
  margin-top: 1.25rem;
}

.social-icons a {
  width: 42px;
  height: 42px;
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.08);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  transition: background var(--transition), color var(--transition), transform var(--transition);
}

.social-icons a:hover {
  background: var(--secondary);
  color: var(--white);
  transform: translateY(-3px);
}

/* Brand-colored hover states */
.social-icons a[aria-label="Facebook"]:hover,
.social-float a[aria-label="Facebook"]:hover,
.social-float a[aria-label="Facebook"]:focus-visible {
  background: #1877F2;
  color: var(--white);
}

.social-icons a[aria-label="Twitter"]:hover,
.social-float a[aria-label="Twitter"]:hover,
.social-float a[aria-label="Twitter"]:focus-visible {
  background: #000000;
  color: var(--white);
}

.social-icons a[aria-label="LinkedIn"]:hover,
.social-float a[aria-label="LinkedIn"]:hover,
.social-float a[aria-label="LinkedIn"]:focus-visible {
  background: #0A66C2;
  color: var(--white);
}

.social-icons a[aria-label="Instagram"]:hover,
.social-float a[aria-label="Instagram"]:hover,
.social-float a[aria-label="Instagram"]:focus-visible {
  background: radial-gradient(circle at 30% 107%, #FDF497 0%, #FDF497 5%, #FD5949 45%, #D6249F 60%, #285AEB 90%);
  color: var(--white);
}

.social-icons a[aria-label="WhatsApp"]:hover,
.social-icons a.social-whatsapp:hover,
.social-float a[aria-label="WhatsApp"]:hover,
.social-float a[aria-label="WhatsApp"]:focus-visible {
  background: #25D366;
  color: var(--white);
}

/* Fixed right-edge social rail */
.social-float {
  position: fixed;
  right: 0;
  top: 50%;
  transform: translateY(-50%);
  z-index: 1040;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.55rem;
  padding: 0.7rem 0.55rem;
  background: var(--white);
  border: 1px solid var(--border);
  border-right: none;
  border-radius: 14px 0 0 14px;
  box-shadow: var(--shadow-md);
}

.social-float a {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
  background: rgba(0, 72, 136, 0.06);
  font-size: 1.05rem;
  transition: background var(--transition), color var(--transition), transform var(--transition);
}

.social-float a:hover,
.social-float a:focus-visible {
  background: var(--secondary);
  color: var(--white);
  transform: translateX(-3px);
}

.social-float a.social-float-whatsapp:hover,
.social-float a.social-float-whatsapp:focus-visible {
  background: #25D366;
  color: var(--white);
}

@media (max-width: 767.98px) {
  .social-float {
    padding: 0.5rem 0.4rem;
    gap: 0.4rem;
  }

  .social-float a {
    width: 34px;
    height: 34px;
    font-size: 0.92rem;
  }
}

.footer-bottom {
  margin-top: 3rem;
  padding-top: 1.75rem;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  text-align: center;
}

.footer-bottom p {
  color: rgba(255, 255, 255, 0.55);
  font-size: 0.85rem;
  margin-bottom: 0.35rem;
}

.footer-bottom .disclaimer {
  font-size: 0.75rem;
  max-width: 640px;
  margin: 0.5rem auto 0;
}

/* ---------- Inner Page Hero ---------- */
.page-hero {
  padding: 4rem 0 3rem;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.page-hero h1 {
  font-size: clamp(1.9rem, 4vw, 2.75rem);
  color: var(--primary);
  margin-bottom: 0.75rem;
}

.page-hero .lead {
  max-width: 560px;
  margin: 0 auto;
  font-size: 1.1rem;
}

.breadcrumb-nav {
  justify-content: center;
  margin-bottom: 1.5rem;
  font-size: 0.9rem;
}

.breadcrumb-nav .breadcrumb-item a {
  color: var(--text-muted);
}

.breadcrumb-nav .breadcrumb-item.active {
  color: var(--primary);
  font-weight: 500;
}

.content-card {
  padding: 2rem;
  margin-bottom: 1.5rem;
}

.content-card h2 {
  font-size: 1.45rem;
  color: var(--primary);
}

.content-card h3 {
  font-size: 1.15rem;
}

/* ---------- Partner Intro (about-style layout) ---------- */
.partner-intro-section {
  background: var(--white);
  padding-top: 5rem;
  padding-bottom: 5rem;
}

.partner-eyebrow {
  color: var(--secondary);
  font-weight: 600;
  font-size: 1rem;
  margin-bottom: 0.75rem;
}

.partner-copy h2 {
  font-size: clamp(1.75rem, 3.2vw, 2.45rem);
  color: var(--text);
  line-height: 1.25;
  margin-bottom: 1.15rem;
}

.partner-text {
  color: var(--text-muted);
  font-size: 1rem;
  margin-bottom: 1.5rem;
  max-width: 36rem;
}

.partner-checklist {
  margin-bottom: 1.75rem;
}

.partner-checklist li {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  color: var(--text);
  font-weight: 600;
  font-size: 0.98rem;
  margin-bottom: 0.85rem;
}

.check-icon {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--secondary);
  color: var(--white);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
  flex-shrink: 0;
}

.btn-partner {
  background: var(--secondary);
  border: none;
  color: var(--white);
  border-radius: 10px;
  padding: 0.85rem 1.5rem;
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  box-shadow: 0 10px 24px rgba(240, 96, 32, 0.28);
}

.btn-partner:hover,
.btn-partner:focus {
  background: var(--secondary-dark);
  color: var(--white);
  transform: translateY(-2px);
}

.partner-visual {
  position: relative;
  max-width: 380px;
  margin: 0 auto;
  padding: 0.75rem 0.75rem 1.5rem;
}

.partner-photo {
  border-radius: 0;
  overflow: hidden;
  aspect-ratio: 3 / 4;
  background: var(--bg-alt);
  box-shadow: var(--shadow-md);
}

.partner-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 20%;
}

.partner-play {
  position: absolute;
  top: 1.25rem;
  right: 0;
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.95);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 0 0 10px rgba(255, 255, 255, 0.45), var(--shadow-md);
  z-index: 2;
  transition: transform var(--transition);
}

.partner-play:hover,
.partner-play:focus {
  transform: scale(1.06);
}

.partner-play-inner {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: var(--secondary);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.35rem;
  padding-left: 2px;
}

.partner-experience {
  position: absolute;
  left: 0;
  bottom: 0.35rem;
  width: 118px;
  min-height: 118px;
  background: var(--secondary);
  color: var(--white);
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  justify-content: center;
  padding: 1rem 0.85rem;
  border-radius: 6px;
  z-index: 2;
}

.partner-exp-number {
  font-size: 2rem;
  font-weight: 800;
  line-height: 1;
  margin-bottom: 0.35rem;
}

.partner-exp-label {
  font-size: 0.78rem;
  font-weight: 600;
  line-height: 1.25;
  max-width: 5.5rem;
}

.partner-experience::after {
  content: "";
  display: block;
  width: 28px;
  height: 2px;
  background: rgba(255, 255, 255, 0.85);
  margin-top: 0.65rem;
}

.partner-stats {
  max-width: 260px;
  margin-left: auto;
  margin-right: auto;
}

.partner-stats li {
  padding: 1.35rem 0;
  border-bottom: 1px solid #E2E8F0;
}

.partner-stats li:first-child {
  padding-top: 0;
}

.partner-stats li:last-child {
  border-bottom: none;
  padding-bottom: 0;
}

.partner-stat-value {
  font-size: clamp(2rem, 3vw, 2.6rem);
  font-weight: 800;
  color: var(--secondary);
  line-height: 1.1;
  margin-bottom: 0.35rem;
}

.partner-stat-value span {
  font-size: 0.85em;
}

.partner-stat-label {
  color: var(--text);
  font-weight: 600;
  font-size: 1rem;
}

@media (max-width: 991.98px) {
  .partner-stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1rem;
    max-width: none;
    text-align: center;
  }

  .partner-stats li {
    border-bottom: none;
    padding: 0.75rem 0.5rem;
    border-right: 1px solid #E2E8F0;
  }

  .partner-stats li:last-child {
    border-right: none;
  }

  .partner-visual {
    margin-top: 1rem;
    margin-bottom: 1rem;
  }
}

@media (max-width: 575.98px) {
  .partner-stats {
    grid-template-columns: 1fr;
  }

  .partner-stats li {
    border-right: none;
    border-bottom: 1px solid #E2E8F0;
    text-align: left;
  }

  .partner-stats li:last-child {
    border-bottom: none;
  }
}

.icon-list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.icon-list li {
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
  margin-bottom: 0.85rem;
  color: var(--text);
}

.icon-list i {
  color: var(--secondary);
  margin-top: 0.2rem;
  flex-shrink: 0;
}

/* ---------- Service product cards ---------- */
.support-hero {
  background:
    radial-gradient(circle at 82% 25%, rgba(240, 96, 32, 0.15), transparent 28%),
    linear-gradient(135deg, #EEF3F8 0%, #FFFFFF 52%, #F8EAE3 100%);
}

.support-hero .lead {
  max-width: 46rem;
}

.support-services-section {
  background:
    radial-gradient(circle at 10% 30%, rgba(0, 72, 136, 0.05), transparent 25%),
    linear-gradient(180deg, var(--white), var(--bg));
}

.support-service-card {
  position: relative;
  overflow: hidden;
  padding: 2rem 1.6rem 1.7rem;
  border: 1px solid var(--border);
  border-radius: 18px;
  background: var(--white);
  box-shadow: var(--shadow-sm);
  transition:
    transform var(--transition),
    box-shadow var(--transition),
    border-color var(--transition);
}

.support-service-card::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--primary), var(--secondary));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.5s cubic-bezier(0.22, 1, 0.36, 1);
}

.support-service-card:hover {
  transform: translateY(-8px);
  border-color: rgba(0, 72, 136, 0.18);
  box-shadow: var(--shadow-lg);
}

.support-service-card:hover::after {
  transform: scaleX(1);
}

.support-card-number {
  position: absolute;
  top: 1rem;
  right: 1.2rem;
  color: rgba(0, 72, 136, 0.08);
  font-size: 3rem;
  font-weight: 800;
  line-height: 1;
}

.support-card-icon {
  position: relative;
  z-index: 1;
  width: 58px;
  height: 58px;
  margin-bottom: 1.2rem;
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
  font-size: 1.5rem;
  background: linear-gradient(135deg, rgba(0, 72, 136, 0.1), rgba(240, 96, 32, 0.12));
  transition: background var(--transition), color var(--transition), transform var(--transition);
}

.support-service-card:hover .support-card-icon {
  color: var(--white);
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  transform: rotate(-4deg) scale(1.05);
}

.support-service-card h3 {
  position: relative;
  z-index: 1;
  color: var(--primary);
  font-size: 1.12rem;
  margin-bottom: 0.75rem;
}

.support-service-card p {
  position: relative;
  z-index: 1;
  color: var(--text-muted);
  font-size: 0.92rem;
  line-height: 1.65;
  margin: 0;
}

.support-cta {
  margin-top: 3rem;
  padding: 2.2rem 2.4rem;
  border-radius: 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
  color: var(--white);
  background:
    radial-gradient(circle at 90% 10%, rgba(240, 96, 32, 0.4), transparent 35%),
    linear-gradient(135deg, var(--primary-dark), var(--primary));
  box-shadow: var(--shadow-lg);
}

.support-cta-label {
  display: block;
  color: var(--accent-soft);
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: 0.35rem;
}

.support-cta h2 {
  color: var(--white);
  font-size: clamp(1.4rem, 2.7vw, 1.9rem);
  margin-bottom: 0.45rem;
}

.support-cta p {
  max-width: 42rem;
  color: rgba(255, 255, 255, 0.78);
  margin: 0;
}

.support-cta .btn {
  flex-shrink: 0;
  background: var(--secondary);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.2);
}

@media (max-width: 767.98px) {
  .support-cta {
    align-items: flex-start;
    flex-direction: column;
    padding: 1.75rem 1.5rem;
  }
}

.service-card {
  padding: 1.75rem 1.5rem;
  text-align: left;
  display: flex;
  flex-direction: column;
  height: 100%;
}

.service-card:hover {
  transform: translateY(-8px);
}

.service-card .feature-icon {
  margin: 0 0 1.15rem;
}

.service-card h3 {
  font-size: 1.05rem;
  margin-bottom: 0.65rem;
}

.service-card p {
  font-size: 0.92rem;
  margin-bottom: 0.75rem;
  flex-grow: 1;
}

/* ---------- Life Insurance page ---------- */
.life-hero {
  position: relative;
  isolation: isolate;
  min-height: 420px;
  display: flex;
  align-items: flex-end;
  padding: 4.5rem 0 3.5rem;
  color: var(--white);
  overflow: hidden;
}

.life-hero-media {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.life-hero-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}

.life-hero::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  background:
    linear-gradient(105deg, rgba(0, 40, 75, 0.88) 0%, rgba(0, 52, 98, 0.72) 45%, rgba(0, 40, 75, 0.45) 100%);
}

.life-hero-inner {
  position: relative;
  z-index: 2;
}

.life-hero .breadcrumb-nav .breadcrumb-item,
.life-hero .breadcrumb-nav .breadcrumb-item a {
  color: rgba(255, 255, 255, 0.8);
}

.life-hero .breadcrumb-nav .breadcrumb-item.active {
  color: var(--white);
}

.life-hero .section-badge {
  background: rgba(255, 255, 255, 0.14);
  color: var(--white);
}

.life-hero h1 {
  color: var(--white);
  max-width: 16ch;
}

.life-hero .lead {
  color: rgba(255, 255, 255, 0.9);
  max-width: 38rem;
}

.life-hero .btn-outline-light {
  border: 2px solid rgba(255, 255, 255, 0.75);
  color: var(--white);
  background: transparent;
}

.life-hero .btn-outline-light:hover,
.life-hero .btn-outline-light:focus {
  background: var(--white);
  color: var(--primary);
  border-color: var(--white);
}

/* Health insurance banner */
.health-hero {
  position: relative;
  isolation: isolate;
  min-height: 380px;
  display: flex;
  align-items: flex-end;
  padding: 4.5rem 0 3.5rem;
  color: var(--white);
  overflow: hidden;
  background: var(--primary-dark);
}

.health-hero-media {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.health-hero-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 42%;
}

.health-hero::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  background: linear-gradient(
    105deg,
    rgba(0, 40, 75, 0.9) 0%,
    rgba(0, 52, 98, 0.76) 44%,
    rgba(0, 40, 75, 0.32) 100%
  );
}

.health-hero-inner {
  position: relative;
  z-index: 2;
}

.health-hero .breadcrumb-nav .breadcrumb-item,
.health-hero .breadcrumb-nav .breadcrumb-item a {
  color: rgba(255, 255, 255, 0.8);
}

.health-hero .breadcrumb-nav .breadcrumb-item.active {
  color: var(--white);
}

.health-hero .section-badge {
  background: rgba(255, 255, 255, 0.14);
  color: var(--white);
}

.health-hero h1 {
  color: var(--white);
  max-width: 18ch;
}

.health-hero .lead {
  color: rgba(255, 255, 255, 0.9);
  max-width: 38rem;
}

.health-hero .btn-outline-light {
  border: 2px solid rgba(255, 255, 255, 0.75);
  color: var(--white);
  background: transparent;
}

.health-hero .btn-outline-light:hover,
.health-hero .btn-outline-light:focus {
  background: var(--white);
  color: var(--primary);
  border-color: var(--white);
}

/* General insurance banner */
.general-hero {
  position: relative;
  isolation: isolate;
  min-height: 380px;
  display: flex;
  align-items: flex-end;
  padding: 4.5rem 0 3.5rem;
  color: var(--white);
  overflow: hidden;
  background: var(--primary-dark);
}

.general-hero-media {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.general-hero-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}

.general-hero::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  background: linear-gradient(
    105deg,
    rgba(0, 40, 75, 0.9) 0%,
    rgba(0, 52, 98, 0.76) 44%,
    rgba(0, 40, 75, 0.32) 100%
  );
}

.general-hero-inner {
  position: relative;
  z-index: 2;
}

.general-hero .breadcrumb-nav .breadcrumb-item,
.general-hero .breadcrumb-nav .breadcrumb-item a {
  color: rgba(255, 255, 255, 0.8);
}

.general-hero .breadcrumb-nav .breadcrumb-item.active {
  color: var(--white);
}

.general-hero .section-badge {
  background: rgba(255, 255, 255, 0.14);
  color: var(--white);
}

.general-hero h1 {
  color: var(--white);
  max-width: 16ch;
}

.general-hero .lead {
  color: rgba(255, 255, 255, 0.9);
  max-width: 38rem;
}

.general-hero .btn-outline-light {
  border: 2px solid rgba(255, 255, 255, 0.75);
  color: var(--white);
  background: transparent;
}

.general-hero .btn-outline-light:hover,
.general-hero .btn-outline-light:focus {
  background: var(--white);
  color: var(--primary);
  border-color: var(--white);
}

.life-jump,
.health-jump,
.general-jump {
  position: fixed;
  left: 0;
  top: 50%;
  transform: translateY(-50%);
  z-index: 1040;
  display: flex;
  flex-direction: column;
  align-items: stretch;
  max-height: min(78vh, 560px);
  padding: 0.65rem 0.45rem;
  background: var(--white);
  border: 1px solid var(--border);
  border-left: none;
  border-radius: 0 14px 14px 0;
  box-shadow: var(--shadow-md);
}

.life-jump-list,
.health-jump-list,
.general-jump-list {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
  overflow-y: auto;
  overflow-x: hidden;
  padding: 0;
  margin: 0;
  scrollbar-width: thin;
}

.life-jump-list a,
.health-jump-list a,
.general-jump-list a {
  display: block;
  white-space: nowrap;
  padding: 0.5rem 0.75rem;
  border-radius: 10px;
  font-size: 0.78rem;
  font-weight: 600;
  line-height: 1.25;
  color: var(--text);
  background: var(--bg-alt);
  border: 1px solid transparent;
  text-align: left;
  transition: background var(--transition), color var(--transition), border-color var(--transition), transform var(--transition);
}

.life-jump-list a:hover,
.life-jump-list a:focus,
.health-jump-list a:hover,
.health-jump-list a:focus,
.general-jump-list a:hover,
.general-jump-list a:focus {
  color: var(--white);
  background: var(--primary);
  border-color: var(--primary);
  transform: translateX(2px);
}

.life-jump-list a.active,
.health-jump-list a.active,
.general-jump-list a.active {
  color: var(--white);
  background: var(--secondary);
  border-color: var(--secondary);
  box-shadow: 0 6px 16px rgba(240, 96, 32, 0.28);
}

@media (max-width: 991.98px) {
  .life-jump,
  .health-jump,
  .general-jump {
    max-height: min(70vh, 420px);
    padding: 0.45rem 0.35rem;
  }

  .life-jump-list a,
  .health-jump-list a,
  .general-jump-list a {
    font-size: 0.7rem;
    padding: 0.4rem 0.55rem;
  }
}

@media (max-width: 575.98px) {
  .life-jump,
  .health-jump,
  .general-jump {
    display: none;
  }

  .health-hero,
  .general-hero {
    min-height: 320px;
    padding-top: 3.5rem;
  }

  .health-hero h1,
  .general-hero h1 {
    max-width: none;
  }
}

.life-product-media--placeholder {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.65rem;
  background: linear-gradient(145deg, #E8F1F8 0%, #D7E6F2 55%, #F8E8DE 100%);
  color: var(--primary);
  border: 1px dashed rgba(0, 72, 136, 0.18);
  box-shadow: none;
}

.life-product-media--placeholder i {
  font-size: 2.4rem;
  color: var(--primary-light);
}

.life-product-media--placeholder span {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text-muted);
}

.life-product-media--placeholder-2 {
  background: linear-gradient(145deg, #F0F4F8 0%, #E4EDF5 50%, #F5EDE6 100%);
}

.life-product-media--placeholder-3 {
  background: linear-gradient(145deg, #EAF3F0 0%, #E0EBF5 55%, #F7ECE8 100%);
}

.life-product-media--placeholder-4 {
  background: linear-gradient(145deg, #EEF2F7 0%, #E8EEF6 50%, #F6EFE8 100%);
}

.life-product-media--placeholder-5 {
  background: linear-gradient(145deg, #E9F0F7 0%, #DEE8F2 55%, #F4E9E1 100%);
}

.life-product:hover .life-product-media--placeholder img,
.life-product:hover .life-product-media--placeholder {
  transform: none;
}

.life-products {
  background: linear-gradient(180deg, var(--bg) 0%, var(--white) 40%, var(--bg) 100%);
}

.life-product {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: clamp(1.5rem, 4vw, 3.5rem);
  align-items: center;
  margin-bottom: clamp(2.5rem, 5vw, 4rem);
  scroll-margin-top: calc(var(--nav-height) + 1.5rem);
}

.life-product-reverse {
  direction: rtl;
}

.life-product-reverse > * {
  direction: ltr;
}

.life-product-media {
  border-radius: 18px;
  overflow: hidden;
  aspect-ratio: 16 / 10;
  background: var(--bg-alt);
  box-shadow: var(--shadow-md);
}

.life-product-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.7s cubic-bezier(0.22, 1, 0.36, 1);
}

.life-product:hover .life-product-media img {
  transform: scale(1.04);
}

.life-product-body {
  position: relative;
  padding: 0.5rem 0;
}

.life-product-num {
  display: block;
  font-size: 2.6rem;
  font-weight: 800;
  line-height: 1;
  color: rgba(0, 72, 136, 0.12);
  margin-bottom: 0.5rem;
}

.life-product-body h3 {
  font-size: clamp(1.35rem, 2.4vw, 1.75rem);
  color: var(--primary);
  margin-bottom: 0.9rem;
}

.life-product-body p {
  color: var(--text-muted);
  font-size: 1.02rem;
  line-height: 1.7;
  margin-bottom: 1.4rem;
}

.life-product-body .btn i {
  margin-left: 0.25rem;
}

.life-cta {
  padding: 2.5rem 2rem;
  margin-top: 1rem;
  max-width: 760px;
  margin-left: auto;
  margin-right: auto;
}

.life-cta h2 {
  font-size: clamp(1.4rem, 2.6vw, 1.85rem);
  color: var(--primary);
  margin-bottom: 0.75rem;
}

.life-cta p {
  color: var(--text-muted);
  margin-bottom: 1.35rem;
}

@media (max-width: 991.98px) {
  .life-product,
  .life-product-reverse {
    grid-template-columns: 1fr;
    direction: ltr;
  }

  .life-hero {
    min-height: 360px;
    padding-top: 3.5rem;
  }

  .life-hero h1 {
    max-width: none;
  }
}

.services-pillar {
  padding: 2rem 1.75rem;
  display: flex;
  flex-direction: column;
  height: 100%;
  text-align: left;
}

.services-pillar:hover {
  transform: translateY(-8px);
}

.services-pillar .feature-icon {
  margin: 0 0 1.15rem;
}

.services-pillar h3 {
  font-size: 1.25rem;
  color: var(--primary);
  margin-bottom: 1rem;
}

.services-pillar .icon-list {
  margin-bottom: 1.5rem;
  flex-grow: 1;
}

.services-pillar .icon-list li {
  font-size: 0.92rem;
}

/* ---------- Blog cards ---------- */
.blog-card .h4 {
  margin-top: 0.5rem;
}

.blog-card .btn-link {
  font-weight: 600;
}

/* ---------- Legal pages ---------- */
.legal-content h2 {
  font-size: 1.35rem;
  margin-top: 2rem;
  color: var(--primary);
}

.legal-content h3 {
  font-size: 1.1rem;
  margin-top: 1.5rem;
}

.legal-content p,
.legal-content li {
  color: var(--text-muted);
}

/* ---------- Reduced motion ---------- */
@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }

  .bg-gradient-animated {
    animation: none;
  }
}

/* ---------- Responsive ---------- */
@media (max-width: 991.98px) {
  .section {
    padding: 4rem 0;
  }

  .hero-banner {
    min-height: 72vh;
  }

  .hero-overlay {
    padding: 4rem 0 5.5rem;
    background:
      linear-gradient(180deg, rgba(0, 40, 75, 0.82) 0%, rgba(0, 52, 98, 0.72) 55%, rgba(0, 52, 98, 0.55) 100%);
  }

  .pricing-card.featured {
    transform: none;
  }

  .pricing-card.featured:hover {
    transform: translateY(-8px);
  }

  .navbar-collapse {
    background: rgba(255, 255, 255, 0.98);
    border-radius: var(--radius-sm);
    padding: 1rem;
    margin-top: 0.75rem;
    box-shadow: var(--shadow-md);
  }

  .ft-navbar .btn-quote {
    width: 100%;
    margin-top: 0.5rem;
    text-align: center;
  }
}

@media (max-width: 575.98px) {
  .hero-banner {
    min-height: 68vh;
  }

  .hero-controls {
    bottom: 1rem;
  }

  .contact-form,
  .contact-info {
    padding: 1.5rem;
  }
}

/* High contrast focus for a11y */
:focus-visible {
  outline: 3px solid var(--secondary);
  outline-offset: 2px;
}

.btn:focus-visible {
  outline-offset: 3px;
}